Start saving just a small amount now on behalf of a child to make a real difference to their future.
Important information - the value of investments can go down as well as up, so you may not get back what you invest. Eligibility to invest in a Junior SIPP depends on personal circumstances and all tax rules may change in the future. Withdrawals from a Junior SIPP will not normally be possible until the child reaches age 55 (57 from 2028).
A tax-efficient way to build a retirement nest egg for your child. The Junior SIPP allowance for the 2024/25 tax year is £3,600, and you have until 5 April 2025 to use it.
Make a single payment or pay later through a regular savings plan starting from just £20 a month. Friends and family can gift money too.*
We don't charge a service fee on junior accounts
Our UK and Ireland-based call centres are open six days a week.
Choose from thousands of funds and shares to invest in.
Including insights and planning tools to help you on your way.
Manage investments 24/7 with our secure online service and apps
*To pay in a total of £100 to your Junior SIPP, you will only need to contribute £80, and the government will pay the other £20.
You can open a Junior SIPP for a child if you are their parent or guardian. The account is held in the child’s name and the child must be under the age of 18.
You can open a Junior SIPP and then choose to make a single payment, request a third party contribution or start a regular savings plan.
Transferring a Junior SIPP can help you track your savings and plan for your family’s future more effectively.
Every month we take a look at where our customers have chosen to invest. It's a good place to start if you're looking for inspiration for your own portfolio.
Please print, complete and post the Junior SIPP form below.
You will need:
Important information: This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of a Junior SIPP for your personal circumstances, you should speak to one of Fidelity’s advisers or an authorised financial adviser of your choice.
If you’re ready to proceed, you'll need:
Once the account is open, you’ll be able to contribute by:
